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A Glance At LAD In Construction Debt Disputes In Malaysia
As a debt recovery lawyer in Malaysia , I often see honest, hardworking contractors suffer because of unfair contracts and delayed payments. One recent case really hit home. The Struggle of a Contractor My client, a reputable contractor, had won a job to provide M&E (Mechanical & Electrical) works for a notable large employer. Despite completing his work, the employer delayed payments. The outstanding balance reached RM900,000+ . Understandably, he could not keep bleeding fi

Rudi Cheu
Sep 12, 20252 min read
6 FAQs On Writing Off Bad Debt For Malaysian SMEs
After nearly a decade of helping businesses in Malaysia with debt recovery , there are times when a debt is simply unrecoverable, and the most pragmatic solution is to live and learn. That said, in such circumstances, all is not lost as the creditor can always opt to write off the bad debt which entitles them to a tax deduction . By doing this, losses can be minimised and some money put back into business. Below, we address the six main questions on the topic. Q1: Does Rule

Rudi Cheu
Sep 10, 20252 min read


Debt Collection in Malaysia: A Lawyer’s Complete Guide
As a debt recovery lawyer in Malaysia who has handled over a thousand debt cases since 2016, I know how devastating unpaid debts can be. Whether it’s unpaid invoices, bounced cheques, rental arrears, or loan defaults, they all hurt one thing the most — your cash flow. In this article, I’ll explain the laws, steps, and enforcement methods for debt recovery & debt collection in Malaysia, with insights from real cases I’ve handled. What Is Debt Recovery in Malaysia? Debt recover

Rudi Cheu
Sep 8, 20253 min read
Legal Help For Unpaid Construction Invoices In Malaysia For Contractors
Fast legal help for unpaid construction invoices in Malaysia. Learn when to act, legal options, and how to get legal help for contractors to recover payment.

Rudi Cheu
Sep 3, 20255 min read
Debt Collection & Recovery Services for SMEs in Malaysia: From Overdue Payments to Legal Enforcement
Struggling with unpaid invoices? Learn how SMEs in Malaysia can recover debts, from reminders to legal enforcement, without risking time or reputation.

Rudi Cheu
Sep 3, 20257 min read


Why Some Borrowers Are Defaulting On Purpose: Triple Zest, AJ Kasturi & a 2025 Update
TL;DR : After Triple Zest (Federal Court, 2023), illegal moneylenders can’t recover principal or interest . In 2025, the Court of Appeal...

Rudi Cheu
Aug 25, 20252 min read
Pay-When-Paid / Conditional Payment in Malaysia: Why That Clause Is Void Under CIPAA s.35
If a contractor tells you, “You’ll get paid when I get paid,” that excuse doesn’t fly in Malaysia.

Rudi Cheu
Aug 19, 20252 min read


Pay-When-Paid Is Not a Valid Excuse in Malaysia (CIPAA s.35). What You Can Do.
Short answer: “I’ll pay you when my customer pays me” is not a lawful excuse to delay payment. In construction contracts ,...

Rudi Cheu
Aug 12, 20252 min read
Triple Zest Case: Lending with Interest Without a Licence Can Cost You Everything
Keywords: Moneylenders Act 1951 Malaysia, illegal moneylending, unlicensed loan Malaysia, Triple Zest case, lending without licence,...

Rudi Cheu
Aug 9, 20252 min read
Can You Be Sued Personally as a Director of a Sdn Bhd? Yes — and Here's How
“I own a Sdn Bhd — you can’t touch me.” That’s what many directors believe. Until they receive a court summons. Or a tax notice. Or worse...

Rudi Cheu
Aug 3, 20254 min read


Cara Tuntut Hutang Melebihi RM 100,000
Cara Tuntut Hutang Melebihi RM100,000 di Malaysia: Panduan Lengkap Menghadapi pelanggan atau rakan kongsi yang gagal membayar hutang berjumlah lebih RM100,000 bukanlah perkara kecil. Hutang sebegini boleh memberi kesan besar terhadap aliran tunai perniagaan anda. Dalam artikel ini, kami kongsikan cara menuntut hutang melebihi RM100,000 secara sah di Malaysia — termasuk strategi undang-undang, pilihan mahkamah, dan langkah praktikal yang boleh anda ambil. Kenapa Jumlah Hutang

Rudi Cheu
Aug 1, 20252 min read
Cara Tuntut Hutang Kecil: Proses Tuntutan di Mahkamah Tuntutan Kecil di Malaysia
Ringkasan Utama Mahkamah Tuntutan Kecil sebagai kaedah cepat, kos rendah untuk menuntut hutang bawah RM5,000 tanpa peguam. Proses...

Rudi Cheu
Jul 29, 20254 min read
Debt Litigation Process: From Filing to Enforcement in Malaysia
Learn the steps, options, and key considerations for debt litigation in Malaysia, including enforcement strategies and alternatives to court action.

Rudi Cheu
Jul 23, 20259 min read


Can You Get Sued for Talking Sh*t? What The Law Says About Defamation in Malaysia
If you’ve ever wondered whether someone can sue you for the things you say or post online — the short answer is: yes, if it’s defamatory....

Rudi Cheu
Jul 14, 20252 min read


What Does “Without Prejudice” Mean in Law? How Business Owners Can Use It to Protect Themselves During Disputes
Have you ever received a letter or email marked “WITHOUT PREJUDICE” at the top and wondered what it actually means? In legal terms,...

Rudi Cheu
Jul 12, 20252 min read


Should You Make a Police Report If Someone Owes You Money in Malaysia?
As a debt recovery lawyer, I get asked this more often than a Malaysian says “on the way” when they haven’t even left the house. When someone doesn’t pay their debt, the first reaction is almost always: “Can I report them for fraud?” “Isn’t this cheating?” The short answer? Not always. And usually, no. Just because someone owes you money doesn’t automatically make it a police matter. It’s important to understand the difference between a criminal offence and a civil debt disp

Rudi Cheu
Jul 5, 20252 min read
Hak Anda Sebagai Pemiutang: Panduan Tuntutan Hutang Lapuk
Adakah anda menghadapi kesukaran mendapatkan kembali wang daripada individu atau syarikat yang berhutang kepada anda? Lebih membimbangkan, hutang itu mungkin telah tertangguh tanpa sebarang bayaran selama bertahun-tahun - dan kini anda tertanya-tanya adakah hutang lapuk tersebut masih boleh dituntut? Artikel ini memberikan panduan lengkap tentang hak anda sebagai pemiutang di Malaysia, terutamanya apabila berdepan hutang lapuk. Kami huraikan langkah-langkah undang-undang unt

Rudi Cheu
Jun 19, 20253 min read


A Guide To Letters Of Demand For Outstanding Payment In Malaysia (+Templates)
Craft a clear, firm Letter of Demand to recover unpaid debts in Malaysia. Learn when to send it, what to include, and what steps to take next.

Rule & Co Editorial Team
Jun 18, 20254 min read


Case Study: How We Enforced a RM350,000 Debt with an Ex-Parte Garnishee Order
Key Summary Background: Engaged by a Dato’ Seri in 2016 for a RM500M condo JV, with deferred legal fees (RM350k) promised regardless of...

Rudi Cheu
Jun 15, 20253 min read
Case Study: Recovering RM17 Million from a GLC-Linked Debtor Who Thought They Could Wait Us Out
Key Summary Background: Client held a RM17M judgment against a government-linked koperasi. Judgment sat unenforced for 5 years , with...

Rudi Cheu
Jun 15, 20253 min read
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